100% Money Back Guarantee
Learn moreEmpower Your Financial Future with Freedom from Student Loan Debt
Go beyond document filing! At Zenfi Solutions (ZFS Inc.), we're your trusted partner in navigating student loan forgiveness and income-driven repayment options. We help you unlock the best path to financial freedom.

Satisfied Clients
Years of Combined Experience
Application Success Rate
Student Debt Managed
Your Path to Financial Freedom in Three Simple Steps
Forget the Paperwork
Leave the paperwork to us. We manage your forgiveness and repayment plans so you can focus on your priorities.
Stress-Free Results
We simplify every step of the process, optimizing your applications and helping you relieve financial burdens effectively.
Lower Payments and Forgiveness
Reduce your payments and take a step closer to loan forgiveness, all with the expert support of Zenfi Solutions.
Simplify Your Student Loan Journey
Zenfi Solutions offers a range of tailored services to help you take control of your student debt. From Income-Driven Repayment plans to Public Service Loan Forgiveness, our team is here to guide you every step of the way.
Income-Driven Repayment (IDR) Plans
Reduce your monthly payments by tailoring them to your income, family size, and expenses. Zenfi creates customized plans to help you manage your student loan debt more effectively.
Public Service Loan Forgiveness (PSLF)
Are you a government or nonprofit employee? Zenfi helps you navigate the process of PSLF to achieve forgiveness after 120 qualifying payments.
Default & Wage Garnishment Assistance
Facing loan default or wage garnishment? Zenfi offers expedited solutions to bring your loans back into good standing within 30-45 days.
Annual Recertifications Made Easy
Maintain eligibility for forgiveness programs and IDR plans with Zenfi's seamless recertification process. We adapt your plans to changes in income or family size.
More than a service, we are your financial ally
Secure Your Freedom: Get a 100% Guarantee on Reducing Your Student Loan Payments with Our Customized Plans for those who qualify for relief under the federal guidelines. Discover Your Ideal Solution Now.
Self Starter
Work on your student loans with the free tools and resources available on the studentaid.gov website
- Apply at studentaid.gov for free
- Loan consolidation assistance
- Expert support
- Hassle-free management
Pro Plan
Expert guidance and personalized support for optimal loan management.
- Complete management of repayment process
- Personalized support throughout
- Detailed repayment strategies
- Loan consolidation assistance
- Priority customer service
Custom Tailored Plan
Comprehensive financial planning and credit management services.
- Everything included in the Pro plan
- Credit Monitoring: Vigilant oversight of your credit status.
- Report Remediation: Effective solutions for credit report issues.
- Score Enhancement: Strategies to elevate your credit score.
- Priority customer service
Don't take our word for it. See what customers are saying about us
"As a college graduate with good amount of debt, I can't thank Zenfi enough for their exceptional student loan assistance. Their guidance and support made managing my loans much more manageable. Highly recommend their services!"

"Thank you so much for helping me out with my loan situation. The loan rep was extremely helpful and explained every step of the process and made sure I was informed with everything that was done. My monthly payment was ultimately lowered and I couldn’t be happier"

"l had an amazing experience with zfs Inc, they were able to lower my monthly payments from the $480 to 72 bucks a month. They were very communicative and clear throughout the whole process. They delivered as promised andbits brought my wife and I, Peace of mind. We really appreciate the whole zfs team!"

"This company is nothing short of spectacular!! They were able to help my wife with over $67k in student loans and helping her with an affordable payment and getting most of the debt wiped out!! We are very happy with their customer service and handling of the entire process! HIGHLY RECOMMEND!!"

"I am so grateful I was referred to you guys! Thank you for helping me with my student loans! The work you guys are doing is a blessing to so many. Thank you again!"

Share Your Experience
Your feedback helps us improve and inspires others. We'd love to hear about your journey with us.
The Relief You’ve Been Waiting For
Student loan stress ends here. With Zenfi Solutions, you’re not just a client—you’re our priority. Let us guide you toward financial freedom with expertise, care, and results you can count on.
Proven Expertise
Over a decade of experience helping borrowers navigate student loan forgiveness and repayment programs.
Transparency Guaranteed
No hidden fees or unrealistic promises. We provide clear, honest guidance every step of the way.
Client-Centric Approach
We tailor our services to your unique situation, ensuring a plan that meets your needs and goals.
Simplified Processes
From document preparation to annual recertifications, we handle the details so you don’t have to.

627 Cape Coral Pkwy W #202, FL 33914
Assisting with Student Loan Document Preparation Zenfi Solutions (ZFS) is dedicated to professional document preparation, and we do not negotiate, adjust, or settle debts. Every federal student borrower has the opportunity and is encouraged to apply for federal repayment or forgiveness programs directly through the US Department of Education at no cost. ZFS is not a lender or legal advice service. For legal or financial advice, please consult with a professional attorney or financial advisor. Each revision maintains the original message while improving clarity and conciseness, ensuring that the information is easily digestible and accessible for readers.