Empower Your Financial Future with Freedom from Student Loan Debt

Go beyond document filing! At Zenfi Solutions (ZFS Inc.), we're your trusted partner in navigating student loan forgiveness and income-driven repayment options. We help you unlock the best path to financial freedom.

Persona {currentPersona + 1} representing diverse individuals benefiting from Zenfi Solutions' student loan services
5,000+

Satisfied Clients

25+

Years of Combined Experience

99%

Application Success Rate

$100M+

Student Debt Managed

Your Path to Financial Freedom in Three Simple Steps

Forget the Paperwork

Leave the paperwork to us. We manage your forgiveness and repayment plans so you can focus on your priorities.

Stress-Free Results

We simplify every step of the process, optimizing your applications and helping you relieve financial burdens effectively.

Lower Payments and Forgiveness

Reduce your payments and take a step closer to loan forgiveness, all with the expert support of Zenfi Solutions.

More Than a Service, We Are Your Financial Ally

At Zenfi Solutions, we understand the emotional and financial impact of student debt. We are dedicated to offering personalized solutions that simplify complex processes, guiding you toward a more stable and stress-free financial future.

Zenfi Solutions - Your Path to Financial Freedom

Simplify Your Student Loan Journey

Zenfi Solutions offers a range of tailored services to help you take control of your student debt. From Income-Driven Repayment plans to Public Service Loan Forgiveness, our team is here to guide you every step of the way.

Income-Driven Repayment (IDR) Plans

Reduce your monthly payments by tailoring them to your income, family size, and expenses. Zenfi creates customized plans to help you manage your student loan debt more effectively.

Public Service Loan Forgiveness (PSLF)

Are you a government or nonprofit employee? Zenfi helps you navigate the process of PSLF to achieve forgiveness after 120 qualifying payments.

Default & Wage Garnishment Assistance

Facing loan default or wage garnishment? Zenfi offers expedited solutions to bring your loans back into good standing within 30-45 days.

Annual Recertifications Made Easy

Maintain eligibility for forgiveness programs and IDR plans with Zenfi's seamless recertification process. We adapt your plans to changes in income or family size.

More than a service, we are your financial ally

Secure Your Freedom: Get a 100% Guarantee on Reducing Your Student Loan Payments with Our Customized Plans for those who qualify for relief under the federal guidelines. Discover Your Ideal Solution Now.

One Time PaymentEZ Pay

Self Starter

Work on your student loans with the free tools and resources available on the studentaid.gov website

  • Apply at studentaid.gov for free
  • Loan consolidation assistance
  • Expert support
  • Hassle-free management

Pro Plan

Most Popular
Only Pay Once
$700

Expert guidance and personalized support for optimal loan management.

  • Complete management of repayment process
  • Personalized support throughout
  • Detailed repayment strategies
  • Loan consolidation assistance
  • Priority customer service

Custom Tailored Plan

Request Your Personalized Pricing

Comprehensive financial planning and credit management services.

  • Everything included in the Pro plan
  • Credit Monitoring: Vigilant oversight of your credit status.
  • Report Remediation: Effective solutions for credit report issues.
  • Score Enhancement: Strategies to elevate your credit score.
  • Priority customer service
HAPPY CUSTOMERS

Don't take our word for it. See what customers are saying about us

"As a college graduate with good amount of debt, I can't thank Zenfi enough for their exceptional student loan assistance. Their guidance and support made managing my loans much more manageable. Highly recommend their services!"
Alain F
Alain F
"Thank you so much for helping me out with my loan situation. The loan rep was extremely helpful and explained every step of the process and made sure I was informed with everything that was done. My monthly payment was ultimately lowered and I couldn’t be happier"
Teresa Lyle
Teresa Lyle
"l had an amazing experience with zfs Inc, they were able to lower my monthly payments from the $480 to 72 bucks a month. They were very communicative and clear throughout the whole process. They delivered as promised andbits brought my wife and I, Peace of mind. We really appreciate the whole zfs team!"
Majid Wayne
Majid Wayne
"This company is nothing short of spectacular!! They were able to help my wife with over $67k in student loans and helping her with an affordable payment and getting most of the debt wiped out!! We are very happy with their customer service and handling of the entire process! HIGHLY RECOMMEND!!"
Harris
Harris
"I am so grateful I was referred to you guys! Thank you for helping me with my student loans! The work you guys are doing is a blessing to so many. Thank you again!"
Veronica Alonso
Veronica Alonso

Share Your Experience

Your feedback helps us improve and inspires others. We'd love to hear about your journey with us.

The Relief You’ve Been Waiting For

Student loan stress ends here. With Zenfi Solutions, you’re not just a client—you’re our priority. Let us guide you toward financial freedom with expertise, care, and results you can count on.

Proven Expertise

Over a decade of experience helping borrowers navigate student loan forgiveness and repayment programs.

Transparency Guaranteed

No hidden fees or unrealistic promises. We provide clear, honest guidance every step of the way.

Client-Centric Approach

We tailor our services to your unique situation, ensuring a plan that meets your needs and goals.

Simplified Processes

From document preparation to annual recertifications, we handle the details so you don’t have to.

Assisting with Student Loan Document Preparation Zenfi Solutions (ZFS) is dedicated to professional document preparation, and we do not negotiate, adjust, or settle debts. Every federal student borrower has the opportunity and is encouraged to apply for federal repayment or forgiveness programs directly through the US Department of Education at no cost. ZFS is not a lender or legal advice service. For legal or financial advice, please consult with a professional attorney or financial advisor. Each revision maintains the original message while improving clarity and conciseness, ensuring that the information is easily digestible and accessible for readers.